If you are 16 some places hire. 18 and up more luck. and 14 years you can get a work permit somehow to work in some places, but not sure how that works. best way to get money is via a job. but you can also sale a talent, like art on dev.
I can always switch back to Zatsune Miku and bring tomatos. ^^;;;
loans, or credit cards, are the worst way ever to buy things. I know from bad lack of work living of CCs for 2 years. You end up paying $100 for that $24 thing because of interest through the years.